About - Ramsay Capital Group

About Ramsay Capital Group

Your Local Twin Cities Independent Portfolio Management Team

Knowledge is power. It’s also the foundation for intelligent, well-considered decisions. When you have retirement in sight, sound decisions are vital in helping you pursue your goals and avoid costly mistakes that can affect your future.

As personal financial planning professionals, Ramsay Capital Group is committed to helping people just like you create solutions for their retirement assets. Once we understand your risk tolerance, time horizon, and goals, we will work diligently to develop a program that helps to carefully balance investment strategies with preserving principal.

Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. We work closely with our clients to evaluate those opportunities and get in a position to potentially reap those rewards. At Ramsay Capital Group, we enjoy helping our clients throughout the Twin Cities Metro Area build a solid financial foundation for the future.

Experience and Skill

When you choose our financial advisory services, you benefit from obtaining comprehensive advice from a team of qualified professionals - individuals with past experience in addressing your particular personal financial planning needs locally in Minnesota. Ramsay Capital Group proudly serves the entire Twin Cities Metro Area.

Independence & Objectivity

As an independent financial planning firm, we represent our clients and their interests rather than any specific company. While some financial institutions recommend investment products that are manufactured by the parent or subsidiary business entities, we have no such ties. At Ramsay Capital Group, our independence is vital to delivering objective, unbiased recommendations.

Our Process

Phase I: Discovery

We begin this stage during our initial meeting, where we get to know one another. We focus on what your specific needs are and what you want your investment capital to do for you.

Phase II: Strategy

The primary objective of this stage is to develop an effective, long-term investment strategy that is custom-tailored to the unique needs of each client. We then develop a comprehensive plan that outlines the strategy we recommend for long-term success.

Phase III: Implementation

The primary objective of this phase is to successfully implement your investment strategy. By means of constant communication and a highly skilled staff, we strive to make this process quick and easy for you.

Phase IV: Monitoring and Adjusting

We monitor our client's accounts on a regular basis to ensure they are still performing in a way that meets their intention. When we discover that a client's circumstances have changed or that shifting global markets require a different investing approach, we are quick to make adjustments.

With over 20 years’ experience retiring his clients in the financial industry, Scott brings a deep commitment to supporting his clients’ overall financial security. Scott grew up in Mahtomedi where he enjoyed boating activities and working towards and attaining his Eagle Scout with The Boy Scouts of America. He then went on to college in Bemidji and Duluth with studies focusing on Network Technology, Business Administration and Management Information Systems.

While not in the office he enjoys spending time with his family and the day-to-day joy that brings. When they travel, the Ramsay family enjoys time at the beach (or the pool depending on who you ask!) and in the mountains snowboarding. Scott has a thriving business locally and throughout the twin cities and more importantly he loves getting to know his clients and supporting them.

Rich has been working in a financial advisory capacity since 1992, and founded Ramsay & Associates Certified Public Accountants in 1976. He is a Personal Financial Specialist and Certified Public Accountant.

He has a Bachelor of Business Administration from the University of Wisconsin-Madison with a major in accounting and marketing. He began his career in accounting department with 3M Company. After three years with 3M, interrupted with one year of active duty in the Army (followed with 5 years reserve duty), he joined a regional accounting firm in the Twin Cities for two years. After this, he began accepting clients and formally organized the firm in 1976.

Rich is an Eagle Scout and was Scout Master for 6 years, has been on the Board of Directors of the YMCA in White Bear Lake and held positions there as treasurer, president, and major fund raising campaign chairman; received the Distinguished Leader Award from the YMCA; White Bear Lake Winterfest treasurer and fund raising chairman; on the Board of Directors of the White Bear Lake Chamber of Commerce and as treasurer, is currently a member of the Rotary club of White Bear Lake where he has been on the board and served as treasurer, international service director, youth exchange officer, president, foundation director, and invocation contributor. He is also active in his church and a member of the MN Society of CPAs and the American Society of CPA’s.

He is married to Mary and has three sons and four grandchildren. His hobbies include skiing, hiking, kayaking, gardening, biking, travel, and Koi.

Your Personal Financial Planning in Saint Paul, MN